What is OptimumBank Holdings's financing receivables?

OptimumBank Holdings (OPHC) reported financing receivables of $1.08B in Q1 2026.

How has OptimumBank Holdings's financing receivables changed year-over-year?

OptimumBank Holdings's financing receivables increased by 36.3% year-over-year, from $791.23M to $1.08B.

What is the long-term trend for OptimumBank Holdings's financing receivables?

Over 3 years (2022 to 2025), OptimumBank Holdings's financing receivables has grown at a 25.7% compound annual growth rate (CAGR), from $477.22M to $947.29M.

OptimumBank Holdings OPHC Financing Receivables

Financing Receivables at other companies

Bank of AmericaBAC

$18.9B+0.1%

Home Federal BancorpHFBL

——

MainStreet Bancshares, Inc.MNSBP

——

Five Star BancorpFSBC

——

Sound Financial BancorpSFBC

——

Texas Community Bancshares, Inc.TCBS

——

Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

See full

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

See full

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

See full

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

See full

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

See full

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's financing receivables?: OptimumBank Holdings (OPHC) reported financing receivables of $1.08B in Q1 2026.
How has OptimumBank Holdings's financing receivables changed year-over-year?: OptimumBank Holdings's financing receivables increased by 36.3% year-over-year, from $791.23M to $1.08B.
What is the long-term trend for OptimumBank Holdings's financing receivables?: Over 3 years (2022 to 2025), OptimumBank Holdings's financing receivables has grown at a 25.7% compound annual growth rate (CAGR), from $477.22M to $947.29M.