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OptimumBank Holdings OPHC Interest Expense

Interest Expense at other companies

JPMorgan ChaseJPM

$23.83B+1.0%

Bank of AmericaBAC

$17.61B-10.2%

Wells Fargo & CompanyWFC

$10.35B+9.2%

Home Federal BancorpHFBL

$2.61M-5.2%

PCB BancorpPCB

$22.02M-2.6%

Equity BancsharesEQBK

$34.36M+40.9%

Other financials

Income statement

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's interest expense?: OptimumBank Holdings (OPHC) reported interest expense of $6.26M in Q1 2026.
How has OptimumBank Holdings's interest expense changed year-over-year?: OptimumBank Holdings's interest expense increased by 12.2% year-over-year, from $5.58M to $6.26M.
What is the long-term trend for OptimumBank Holdings's interest expense?: Over 4 years (2021 to 2025), OptimumBank Holdings's interest expense has grown at a 116.8% compound annual growth rate (CAGR), from $985K to $21.77M.
What does interest expense mean?: Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.