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OptimumBank Holdings OPHC Increase (Decrease) in Interest and Dividends Receivable

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Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInInterestAndDividendsReceivable.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's increase (decrease) in interest and dividends receivable?
OptimumBank Holdings (OPHC) reported increase (decrease) in interest and dividends receivable of $373K in Q1 2026.
How has OptimumBank Holdings's increase (decrease) in interest and dividends receivable changed year-over-year?
OptimumBank Holdings's increase (decrease) in interest and dividends receivable increased by 711.5% year-over-year, from -$61K to $373K.
What is the long-term trend for OptimumBank Holdings's increase (decrease) in interest and dividends receivable?
Over 3 years (2022 to 2025), OptimumBank Holdings's increase (decrease) in interest and dividends receivable has grown at a -16.7% compound annual growth rate (CAGR), from $473K to $273K.
What does increase (decrease) in interest and dividends receivable mean?
Reflects the change in accrued interest and dividend income that has been earned but not yet received in cash. Monitoring this balance helps investors assess the quality of earnings and the timing differences between revenue recognition and actual cash collection from financial assets.