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OptimumBank Holdings OPHC Amortized Cost Basis Of Non Accruing

Amortized Cost Basis Of Non Accruing at other companies

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Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept OPHC:AmortizedCostBasisOfNonAccruing.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's amortized cost basis of non accruing?
OptimumBank Holdings (OPHC) reported amortized cost basis of non accruing of $2.9M in Q4 2025.
What is the long-term trend for OptimumBank Holdings's amortized cost basis of non accruing?
Over 2 years (2023 to 2025), OptimumBank Holdings's amortized cost basis of non accruing has grown at a 68.1% compound annual growth rate (CAGR), from $1.03M to $2.9M.
What does amortized cost basis of non accruing mean?
This is the aggregate amortized cost of all loans and financing receivables that have been placed on nonaccrual status. It serves as a comprehensive measure of the bank's total non-performing loan exposure. A rising trend in this metric typically signals deteriorating credit quality and potential future pressure on earnings.