What does amortized cost basis of non accruing other mean?

This metric captures the amortized cost of non-real estate loans that are currently on nonaccrual status. It provides visibility into the performance of commercial, industrial, or consumer loan segments that are no longer generating interest income. It is a vital component for assessing the overall credit health of the non-mortgage lending business.

OptimumBank Holdings OPHC Amortized Cost Basis Of Non Accruing Other

Amortized Cost Basis Of Non Accruing Other at other companies

MSD

Morgan StanleyMSDL

$55.42M—

Citizens Financial Services, Inc.CZFS

$6.07M+3,094%

Great Southern BancorpGSBC

$3.3M—

Granite Point Mortgage TrustGPMT

$65.87M—

Riverview BancorpRVSB

$0—

Goldman Sachs BDCGSBD

4.7%+0.1pp

Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept OPHC:AmortizedCostBasisOfNonAccruingOther.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's amortized cost basis of non accruing other?: OptimumBank Holdings (OPHC) reported amortized cost basis of non accruing other of $2M in Q4 2025.
What does amortized cost basis of non accruing other mean?: This metric captures the amortized cost of non-real estate loans that are currently on nonaccrual status. It provides visibility into the performance of commercial, industrial, or consumer loan segments that are no longer generating interest income. It is a vital component for assessing the overall credit health of the non-mortgage lending business.