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OptimumBank Holdings OPHC Capital Required To Be Well Capitalized To Risk Weighted Asset

Capital Required To Be Well Capitalized To Risk Weighted Asset at other companies

MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSB
10%0.0pp
CB Financial Services logo
CB Financial ServicesCBFV
$0.10.0%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
10%0.0pp
Orange County Bancorp logo
Orange County BancorpOBT
10%0.0pp
Camden National logo
Camden NationalCAC
$0.10.0%
ESQ
Esquire Financial Holdings, Inc.ESQ
10%0.0pp

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept OPHC:CapitalRequiredToBeWellCapitalizedToRiskWeightedAsset.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's capital required to be well capitalized to risk weighted asset?
OptimumBank Holdings (OPHC) reported capital required to be well capitalized to risk weighted asset of 9% in Q1 2026.
What does capital required to be well capitalized to risk weighted asset mean?
This metric represents the ratio of the minimum regulatory capital required for a bank to be classified as well-capitalized relative to its total risk-weighted assets. It serves as a critical indicator of the institution's capital adequacy and its ability to absorb potential financial losses while maintaining regulatory compliance. Investors use this measure to assess the bank's safety buffer and its capacity to support future asset growth without violating capital requirements.