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OptimumBank Holdings OPHC Deferred Tax Liabilities Deferred Expense Right Of Use Lease Assets

Deferred Tax Liabilities Deferred Expense Right Of Use Lease Assets at other companies

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$33K
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$39K-32.8%
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$13.48M-5.5%
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$10.12M+15.6%
Flagstar Bank
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Flagstar Bank FLG
$101M-7.3%

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept OPHC:DeferredTaxLiabilitiesDeferredExpenseRightOfUseLeaseAssets.

The official record: OptimumBank Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's deferred tax liabilities deferred expense right of use lease assets?
OptimumBank Holdings (OPHC) reported deferred tax liabilities deferred expense right of use lease assets of $662K in Q4 2025.
How has OptimumBank Holdings's deferred tax liabilities deferred expense right of use lease assets changed year-over-year?
OptimumBank Holdings's deferred tax liabilities deferred expense right of use lease assets decreased by 3.4% year-over-year, from $685K to $662K.
What is the long-term trend for OptimumBank Holdings's deferred tax liabilities deferred expense right of use lease assets?
Over 5 years (2020 to 2025), OptimumBank Holdings's deferred tax liabilities deferred expense right of use lease assets has grown at a 23.7% compound annual growth rate (CAGR), from $229K to $662K.
What does deferred tax liabilities deferred expense right of use lease assets mean?
This reflects the deferred tax liability created by the timing differences associated with the amortization of right-of-use lease assets under current accounting standards. It represents the future tax impact of recognizing lease expenses differently for financial reporting versus tax filings. This is a standard component of balance sheet management for entities with significant leased property portfolios.