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OptimumBank Holdings OPHC Financing Receivable Recorded Investment Nonaccrual Status With Allowance For Credit Losses

Financing Receivable Recorded Investment Nonaccrual Status With Allowance For Credit Losses at other companies

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Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept OPHC:FinancingReceivableRecordedInvestmentNonaccrualStatusWithAllowanceForCreditLosses.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's financing receivable recorded investment nonaccrual status with allowance for credit losses?
OptimumBank Holdings (OPHC) reported financing receivable recorded investment nonaccrual status with allowance for credit losses of $1.24M in Q1 2026.
What does financing receivable recorded investment nonaccrual status with allowance for credit losses mean?
This metric measures the recorded investment in nonaccrual loans that are specifically supported by an allocated allowance for credit losses. It reflects the bank's proactive identification of impaired assets and the corresponding reserves set aside to cover expected losses. Investors use this to gauge the adequacy of the bank's credit loss provisions relative to its most distressed assets.