What is OptimumBank Holdings's interest expense, deposits?

OptimumBank Holdings (OPHC) reported interest expense, deposits of $6.18M in Q1 2026.

How has OptimumBank Holdings's interest expense, deposits changed year-over-year?

OptimumBank Holdings's interest expense, deposits increased by 17.0% year-over-year, from $5.28M to $6.18M.

What is the long-term trend for OptimumBank Holdings's interest expense, deposits?

Over 4 years (2021 to 2025), OptimumBank Holdings's interest expense, deposits has grown at a 139.5% compound annual growth rate (CAGR), from $651K to $21.43M.

OptimumBank Holdings OPHC Interest Expense, Deposits

Interest Expense, Deposits at other companies

Wells Fargo & CompanyWFC

$4.97B-4.5%

JPMorgan ChaseJPM

——

Home Federal BancorpHFBL

——

PCB BancorpPCB

——

Equity BancsharesEQBK

——

Burke & Herbert Financial Services Corp.BHRB

——

Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

See full

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

See full

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

See full

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

See full

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

See full

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's interest expense, deposits?: OptimumBank Holdings (OPHC) reported interest expense, deposits of $6.18M in Q1 2026.
How has OptimumBank Holdings's interest expense, deposits changed year-over-year?: OptimumBank Holdings's interest expense, deposits increased by 17.0% year-over-year, from $5.28M to $6.18M.
What is the long-term trend for OptimumBank Holdings's interest expense, deposits?: Over 4 years (2021 to 2025), OptimumBank Holdings's interest expense, deposits has grown at a 139.5% compound annual growth rate (CAGR), from $651K to $21.43M.