How has OptimumBank Holdings's time deposit maturities, year two changed year-over-year?

OptimumBank Holdings's time deposit maturities, year two decreased by 86.9% year-over-year, from $30.5M to $4.01M.

What is the long-term trend for OptimumBank Holdings's time deposit maturities, year two?

Over 5 years (2020 to 2025), OptimumBank Holdings's time deposit maturities, year two has grown at a 5.7% compound annual growth rate (CAGR), from $3.04M to $4.01M.

OptimumBank Holdings OPHC Time Deposit Maturities, Year Two

Time Deposit Maturities, Year Two at other companies

Bank of AmericaBAC

$4.02B-65.1%

Wells Fargo & CompanyWFC

$4.22B-28.7%

MainStreet Bancshares, Inc.MNSBP

——

Five Star BancorpFSBC

——

Texas Community Bancshares, Inc.TCBS

——

Pathfinder BancorpPBHC

——

Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

See full

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

See full

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

See full

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

See full

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

See full

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositMaturitiesYearTwo.

The official record: OptimumBank Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about OptimumBank Holdings's time deposit maturities, year two.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is OptimumBank Holdings's time deposit maturities, year two?: OptimumBank Holdings (OPHC) reported time deposit maturities, year two of $4.01M in Q4 2025.
How has OptimumBank Holdings's time deposit maturities, year two changed year-over-year?: OptimumBank Holdings's time deposit maturities, year two decreased by 86.9% year-over-year, from $30.5M to $4.01M.
What is the long-term trend for OptimumBank Holdings's time deposit maturities, year two?: Over 5 years (2020 to 2025), OptimumBank Holdings's time deposit maturities, year two has grown at a 5.7% compound annual growth rate (CAGR), from $3.04M to $4.01M.