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OptimumBank Holdings OPHC Total Interest Expense

Total Interest Expense at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$2.39B-7.6%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$2.53M-5.3%
PCB Bancorp logo
PCB BancorpPCB
$21.48M-4.8%
Equity Bancshares logo
Equity BancsharesEQBK
$30.48M+57.3%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$26.72M-16.1%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's total interest expense?
OptimumBank Holdings (OPHC) reported total interest expense of $6.18M in Q1 2026.
How has OptimumBank Holdings's total interest expense changed year-over-year?
OptimumBank Holdings's total interest expense increased by 17.0% year-over-year, from $5.28M to $6.18M.
What is the long-term trend for OptimumBank Holdings's total interest expense?
Over 4 years (2021 to 2025), OptimumBank Holdings's total interest expense has grown at a 139.5% compound annual growth rate (CAGR), from $651K to $21.43M.
What does total interest expense mean?
The aggregate cost incurred by the bank on all interest-bearing liabilities, including customer deposits, wholesale borrowings, and other funding sources. This metric is fundamental to assessing the bank's cost of funds and its ability to manage interest rate risk. Lower levels relative to interest income indicate a more efficient funding structure.