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OptimumBank Holdings OPHC Total Interest Income

Total Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$49.19B+5.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$22.45B+7.0%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$8.02M+7.9%
PCB Bancorp logo
PCB BancorpPCB
$48.83M+4.1%
Equity Bancshares logo
Equity BancsharesEQBK
$108.02M+44.6%
California BanCorp logo
California BanCorpBCAL
$53.79M-5.3%

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's total interest income?
OptimumBank Holdings (OPHC) reported total interest income of $19.45M in Q1 2026.
How has OptimumBank Holdings's total interest income changed year-over-year?
OptimumBank Holdings's total interest income increased by 29.6% year-over-year, from $15.01M to $19.45M.
What is the long-term trend for OptimumBank Holdings's total interest income?
Over 4 years (2021 to 2025), OptimumBank Holdings's total interest income has grown at a 57.8% compound annual growth rate (CAGR), from $10.39M to $64.35M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.