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Oportun Financial Corporation OPRT Q4 2024 Annual earnings

Reported February 12, 2025 · After market close

Revenue$250.9MBeat by $2.9M

EPS$0.49Beat by $0.37

Revenue estimate$248.0M

EPS estimate$0.12

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$230.7M

EPS estimate$0.33

Financials

Q4 2024

Income statement

Revenue$93.4M+29.5%

Balance sheet

Cash & equivalents$214.6M+4.2%

Total debt$19.4M-31.6%

Total equity$353.8M-12.5%

Total assets$3.2B-5.4%

Cash flow

Operating cash flow$91.4M-14.0%

Valuation & ratios

Valuation

as of 12/31/24

Market cap$139.59M-7.2%

Enterprise value-$55.62M-105%

P/S0.5×-0.1×

Returns & leverage

Debt / equity0.1×0.0×

Versus estimates

Revenue

Q1 2026$228.8MBeat by $219.5K Q4 2025$247.7MBeat by $4.6M Q3 2025$161.7MMiss by $81.8M Q2 2025$164.1MMiss by $74.4M Q1 2025$235.9MBeat by $7.2M

Q4 2024$250.9MBeat by $2.9M

Diluted EPS

Q1 2026$0.21In line Q4 2025$0.27Beat by $0.01 Q3 2025$0.39Beat by $0.13 Q2 2025$0.31Beat by $0.09 Q1 2025$0.40Beat by $0.31

Q4 2024$0.49Beat by $0.37

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Questions, answered.

When did Oportun Financial Corporation report Q4 2024 earnings?: Oportun Financial Corporation (OPRT) reported Q4 2024 earnings on February 12, 2025 after market close.
What were Oportun Financial Corporation's Q4 2024 revenue and EPS?: Oportun Financial Corporation reported revenue of $250.9M and eps of $0.49 for Q4 2024.
Did Oportun Financial Corporation beat estimates in Q4 2024?: Revenue beat the consensus estimate of $248.0M by $2.9M. EPS beat the consensus estimate of $0.12 by $0.37.
Where can I find Oportun Financial Corporation's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001538716-25-000013) directly on SEC EDGAR. The filing index links above go to sec.gov.