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Oportun Financial Corporation OPRT Payments For Software

Payments For Software at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$4.24M-31.1%

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×—
P/S0.7×-0.2×

Profitability

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Net margin4.5%—
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%—
Debt / equity0×0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForSoftware.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's payments for software?
Oportun Financial Corporation (OPRT) reported payments for software of $6.51M in Q1 2026.
How has Oportun Financial Corporation's payments for software changed year-over-year?
Oportun Financial Corporation's payments for software increased by 16.7% year-over-year, from $5.58M to $6.51M.
What is the long-term trend for Oportun Financial Corporation's payments for software?
Over 4 years (2021 to 2025), Oportun Financial Corporation's payments for software has grown at a -2.1% compound annual growth rate (CAGR), from $26.48M to $24.33M.
What does payments for software mean?
Captures the capital expenditures related to the development or acquisition of software assets. For financial services companies, this often includes investments in digital platforms, credit scoring algorithms, and customer-facing applications. It serves as a proxy for the company's commitment to technological innovation and operational scalability.