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Upstart Holdings, Inc. UPST Payments For Software

Payments For Software at other companies

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Q2 HoldingsQTWO
$5.51M+12.2%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForSoftware.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s payments for software?
Upstart Holdings, Inc. (UPST) reported payments for software of $4.24M in Q1 2026.
How has Upstart Holdings, Inc.'s payments for software changed year-over-year?
Upstart Holdings, Inc.'s payments for software decreased by 31.1% year-over-year, from $6.16M to $4.24M.
What is the long-term trend for Upstart Holdings, Inc.'s payments for software?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s payments for software has grown at a 28.2% compound annual growth rate (CAGR), from $6.69M to $18.06M.
What does payments for software mean?
Cash outflows related to the acquisition, development, or licensing of software assets. This reflects the company's investment in its technological infrastructure and proprietary platforms. High levels of investment in this area typically indicate a focus on long-term product innovation and operational efficiency.