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Oportun Financial Corporation OPRT Payment for Acquisition, Loan, Held-for-Investment

Payment for Acquisition, Loan, Held-for-Investment at other companies

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$86.91M-56.6%
FCF
FirstCash HoldingsFCFS
$110.14M+3.5%

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireLoansHeldForInvestment.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's payment for acquisition, loan, held-for-investment?
Oportun Financial Corporation (OPRT) reported payment for acquisition, loan, held-for-investment of $318.13M in Q1 2026.
How has Oportun Financial Corporation's payment for acquisition, loan, held-for-investment changed year-over-year?
Oportun Financial Corporation's payment for acquisition, loan, held-for-investment decreased by 16.7% year-over-year, from $381.91M to $318.13M.
What is the long-term trend for Oportun Financial Corporation's payment for acquisition, loan, held-for-investment?
Over 4 years (2021 to 2025), Oportun Financial Corporation's payment for acquisition, loan, held-for-investment has grown at a -1.1% compound annual growth rate (CAGR), from $1.84B to $1.76B.
What does payment for acquisition, loan, held-for-investment mean?
Measures the cash outflows used to originate or purchase loans that the company intends to hold on its balance sheet for interest income. This represents the core capital deployment activity for a lending institution. High levels of this metric indicate aggressive growth in the loan portfolio and future interest-earning asset base.