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Upstart Holdings, Inc. UPST Payment for Acquisition, Loan, Held-for-Investment

Payment for Acquisition, Loan, Held-for-Investment at other companies

SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$86.91M-56.6%
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Ally FinancialALLY
$1.75B+108%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.12B-43.6%

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireLoansHeldForInvestment.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s payment for acquisition, loan, held-for-investment?
Upstart Holdings, Inc. (UPST) reported payment for acquisition, loan, held-for-investment of $438.37M in Q1 2026.
How has Upstart Holdings, Inc.'s payment for acquisition, loan, held-for-investment changed year-over-year?
Upstart Holdings, Inc.'s payment for acquisition, loan, held-for-investment increased by 192.4% year-over-year, from $149.92M to $438.37M.
What is the long-term trend for Upstart Holdings, Inc.'s payment for acquisition, loan, held-for-investment?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s payment for acquisition, loan, held-for-investment has grown at a 59.6% compound annual growth rate (CAGR), from $159.4M to $1.03B.
What does payment for acquisition, loan, held-for-investment mean?
Captures the cash outflows used to purchase or originate loans that the company intends to hold on its balance sheet for an extended period. This reflects the company's strategy for capital deployment and balance sheet growth through long-term credit exposure.