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Net Income at other companies

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Enova InternationalENVA
$91.1M+24.9%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
-$6.65M-172%
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SoFi Technologies, Inc.SOFI
$166.73M+134%
OP Bancorp logo
OP BancorpOPBK
$7.23M+30.1%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$1.58M+35.0%
Regional Management Corporation logo
Regional Management CorporationRM
$11.4M+62.7%

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's net income?
Oportun Financial Corporation (OPRT) reported net income of $2.35M in Q1 2026.
How has Oportun Financial Corporation's net income changed year-over-year?
Oportun Financial Corporation's net income decreased by 76.0% year-over-year, from $9.77M to $2.35M.
What is the long-term trend for Oportun Financial Corporation's net income?
Over 3 years (2021 to 2025), Oportun Financial Corporation's net income has grown at a -18.9% compound annual growth rate (CAGR), from $47.41M to $25.25M.
What does net income mean?
Net income as the starting point for the indirect method operating cash flow reconciliation.