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Old Second Bancorp OSBC Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$3.9M-9.5%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$468K0.0%
Origin Bancorp logo
Origin BancorpOBK
$239K-89.2%
FIB
First Interstate BancSystem, Inc.FIBK
$2.4M-14.3%
International Bancshares logo
International BancsharesIBOC
$1.51M-10.7%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's floating rate capital debt?
Old Second Bancorp (OSBC) reported floating rate capital debt of $296K in Q1 2026.
How has Old Second Bancorp's floating rate capital debt changed year-over-year?
Old Second Bancorp's floating rate capital debt increased by 2.8% year-over-year, from $288K to $296K.
What is the long-term trend for Old Second Bancorp's floating rate capital debt?
Over 4 years (2021 to 2025), Old Second Bancorp's floating rate capital debt has grown at a 0.4% compound annual growth rate (CAGR), from $1.13M to $1.15M.
What does floating rate capital debt mean?
This represents interest payments on junior subordinated debt instruments, which are often used to support regulatory capital requirements. It highlights the cost of capital associated with hybrid instruments that possess both debt and equity-like characteristics.