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Paymentus Holdings PAY Change in interest-bearing deposits with banks

Change in interest-bearing deposits with banks at other companies

Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
-$4.57M-1,149%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$3.66M
Paymentus Holdings logo
Paymentus HoldingsPAY
$739K+49.0%
Wintrust Financial logo
Wintrust FinancialWTFC
-$523.5M-62.7%
Five Star Bancorp logo
Five Star BancorpFSBC
$100K-96.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$453.07M+617%

Other financials

Income statement

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Revenue$360.7M+28.8%
Gross profit$94.3M+31.9%
Operating income$32.6M+105%
Net income$25.6M+73.8%
EPS (diluted)$0.20+81.8%

Balance sheet

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Cash & equivalents$377.7M+41.8%
Total debt$8.8M+9.8%
Total equity$613.4M+18.7%
Total assets$725.4M+19.0%

Cash flow

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Operating cash flow$48.9M+55.2%
CapEx$113.0K-2.6%
Free cash flow$48.7M+55.4%

Valuation

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Market cap$4.86B+13.5%
Enterprise value$4.49B+11.6%
P/E57.2×-19.1×
P/S3.6×-0.5×

Profitability

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Gross margin24.9%-0.3pp
Operating margin7.6%+2.0pp
Net margin6.2%+0.9pp
FCF margin11.7%+0.6pp

Returns & leverage

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Return on equity15%+3.4pp
Debt / equity0.0×
Current ratio4.9×+0.3×

Where this comes from

Reported directly by Paymentus Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks.

The source filing: Paymentus Holdings’s 10-Q, filed August 4, 2026.

Filed
Aug 3, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-330940
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Cash flows from investing activities
Purchases of property and equipment(193)(176)
Purchases of interest-bearing deposits(754)(913)
Proceeds from matured interest-bearing deposits1,6041,547
Capitalized internal-use software development costs(19,176)(18,166)
Net cash used in investing activities(18,519)(17,708)
Cash flows from financing activities
Proceeds from exercise of stock-based awards1591

Item 1. Financial Statements

FAQ

What is Paymentus Holdings's change in interest-bearing deposits with banks?
Paymentus Holdings (PAY) reported change in interest-bearing deposits with banks of $739K in Q2 2026.
How has Paymentus Holdings's change in interest-bearing deposits with banks changed year-over-year?
Paymentus Holdings's change in interest-bearing deposits with banks increased by 49.0% year-over-year, from $496K to $739K.
What does change in interest-bearing deposits with banks mean?
Change in interest-bearing deposits with banks

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