What are Paymentus Holdings's profit margins?

Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.

Where do Paymentus Holdings's ratios come from?

Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Paymentus Holdings PAY Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Gross margin	24.8%-2.6pp	27.3%-2.4pp	29.7%-0.4pp	30.1%-0.6pp
Operating margin	6.3%+1.2pp	5.1%+2.2pp	2.9%—	——
Net margin	5.6%+0.5pp	5.1%+1.4pp	3.6%—	——
EBITDA margin	9.7%+0.4pp	9.3%+1.4pp	7.9%—	——
Free cash flow margin	13.5%+6.3pp	7.2%-3.9pp	11.1%—	——
Returns
Return on equity	12.8%+3.1pp	9.7%+4.3pp	5.4%—	——
Return on assets	10.8%+2.6pp	8.2%+3.6pp	4.6%—	——
Return on invested capital	22.2%+8.8pp	13.4%+7.2pp	6.2%—	——
Efficiency
Asset turnover	1.9×+0.3×	1.6×+0.3×	1.3×+0.2×	1.1×-0.3×
Liquidity
Current ratio	4.5×+0.2×	4.2×-0.1×	4.3×-0.1×	4.4×+1.0×
Quick ratio	4.5×+0.2×	4.2×-0.1×	4.3×-0.1×	4.4×+1.0×
Cash ratio	3.2×+0.7×	2.5×-0.3×	2.9×0.0×	2.9×+0.6×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-2.7×-0.3×	-2.4×+1.0×	-3.5×—	——
Interest coverage	7.9×+2.8×	5.1×+2.6×	2.6×—	——
Per Share
Book value per share	$4.34+14.2%	$3.80+10.7%	$3.44+5.6%	$3.25+0.1%
Valuation
Market capitalization	$3.96B-2.7%	$4.07B+84.1%	$2.21B+124%	$985.95M-76.7%
Enterprise value	$3.65B-5.8%	$3.87B+89.7%	$2.04B+141%	$848.78M-79.1%
Price / earnings	59.2×-33.0×	92.2×-6.9×	99.1×—	——
Price / sales	3.3×-1.4×	4.7×+1.1×	3.6×+1.6×	2×-8.7×
Price / book	7.1×-1.3×	8.4×+3.2×	5.1×+2.7×	2.5×-8.5×
EV / EBITDA	31.3×-16.3×	47.6×+5.7×	41.9×—	——
EV / sales	3×-1.4×	4.4×+1.1×	3.3×+1.6×	1.7×-8.6×
Free cash flow yield	4.1%+2.5pp	1.6%-1.5pp	3.1%—	——
Earnings yield	1.7%+0.6pp	1.1%+0.1pp	1%—	——
PEG ratio	1.1×+0.2×	0.9×—	——	——

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Questions, answered.

What are Paymentus Holdings's profit margins?: Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.
Where do Paymentus Holdings's ratios come from?: Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.