Paymentus Holdings PAY Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 24.8%-2.6pp | 27.3%-2.4pp | 29.7%-0.4pp | 30.1%-0.6pp | |
| Operating margin | 6.3%+1.2pp | 5.1%+2.2pp | 2.9%— | —— | |
| Net margin | 5.6%+0.5pp | 5.1%+1.4pp | 3.6%— | —— | |
| Returns | |||||
| Return on equity | 12.8%+3.1pp | 9.7%+4.3pp | 5.4%— | —— | |
| Return on invested capital | 22.2%+8.8pp | 13.4%+7.2pp | 6.2%— | —— | |
| Efficiency | |||||
| Asset turnover | 1.9×+0.3× | 1.6×+0.3× | 1.3×+0.2× | 1.1×-0.3× | |
| Liquidity | |||||
| Current ratio | 4.5×+0.2× | 4.2×-0.1× | 4.3×-0.1× | 4.4×+1.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -2.7×-0.3× | -2.4×+1.0× | -3.5×— | —— | |
| Per Share | |||||
| Book value per share | $4.34+14.2% | $3.80+10.7% | $3.44+5.6% | $3.25+0.1% | |
| Valuation | |||||
| Market capitalization | $3.96B-2.7% | $4.07B+84.1% | $2.21B+124% | $985.95M-76.7% | |
| Price / earnings | 59.2×-33.0× | 92.2×-6.9× | 99.1×— | —— | |
| Price / sales | 3.3×-1.4× | 4.7×+1.1× | 3.6×+1.6× | 2×-8.7× | |
| Price / book | 7.1×-1.3× | 8.4×+3.2× | 5.1×+2.7× | 2.5×-8.5× | |
| EV / EBITDA | 31.3×-16.3× | 47.6×+5.7× | 41.9×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Paymentus Holdings's profit margins?
- Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.
- Where do Paymentus Holdings's ratios come from?
- Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
