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Paymentus Holdings PAY Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Gross margin24.8%-2.6pp27.3%-2.4pp29.7%-0.4pp30.1%-0.6pp
Operating margin6.3%+1.2pp5.1%+2.2pp2.9%
Net margin5.6%+0.5pp5.1%+1.4pp3.6%
Returns
Return on equity12.8%+3.1pp9.7%+4.3pp5.4%
Return on invested capital22.2%+8.8pp13.4%+7.2pp6.2%
Efficiency
Asset turnover1.9×+0.3×1.6×+0.3×1.3×+0.2×1.1×-0.3×
Liquidity
Current ratio4.5×+0.2×4.2×-0.1×4.3×-0.1×4.4×+1.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×
Net debt / EBITDA-2.7×-0.3×-2.4×+1.0×-3.5×
Per Share
Book value per share$4.34+14.2%$3.80+10.7%$3.44+5.6%$3.25+0.1%
Valuation
Market capitalization$3.96B-2.7%$4.07B+84.1%$2.21B+124%$985.95M-76.7%
Price / earnings59.2×-33.0×92.2×-6.9×99.1×
Price / sales3.3×-1.4×4.7×+1.1×3.6×+1.6×-8.7×
Price / book7.1×-1.3×8.4×+3.2×5.1×+2.7×2.5×-8.5×
EV / EBITDA31.3×-16.3×47.6×+5.7×41.9×

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Questions, answered.

What are Paymentus Holdings's profit margins?
Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.
Where do Paymentus Holdings's ratios come from?
Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.