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Pioneer Bancorp, Inc. PBFS Adjustable Rate Residential Mortgage Loans Interest Rate Caps Amount

Adjustable Rate Residential Mortgage Loans Interest Rate Caps Amount at other companies

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$445K

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:AdjustableRateResidentialMortgageLoansInterestRateCapsAmount.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s adjustable rate residential mortgage loans interest rate caps amount?
Pioneer Bancorp, Inc. (PBFS) reported adjustable rate residential mortgage loans interest rate caps amount of $328.2M in Q1 2026.
How has Pioneer Bancorp, Inc.'s adjustable rate residential mortgage loans interest rate caps amount changed year-over-year?
Pioneer Bancorp, Inc.'s adjustable rate residential mortgage loans interest rate caps amount increased by 4.5% year-over-year, from $314.1M to $328.2M.
What is the long-term trend for Pioneer Bancorp, Inc.'s adjustable rate residential mortgage loans interest rate caps amount?
Over 5 years (2020 to 2025), Pioneer Bancorp, Inc.'s adjustable rate residential mortgage loans interest rate caps amount has grown at a 55.7% compound annual growth rate (CAGR), from $35.9M to $328.9M.
What does adjustable rate residential mortgage loans interest rate caps amount mean?
This metric tracks the total amount of residential mortgage loans that include interest rate caps, which limit the maximum interest rate the borrower can be charged. These caps protect borrowers from extreme rate hikes but also limit the bank's potential interest income during periods of rising rates. It is a key factor in assessing the bank's interest rate sensitivity and yield potential.