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Pioneer Bancorp, Inc. PBFS Mortgagors Escrow Deposits

Mortgagors Escrow Deposits at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
$48.31M-5.8%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$26.2M-10.9%
Financial Institutions logo
Financial InstitutionsFISI
$4.9M0.0%
Gladstone Commercial Corporation logo
Gladstone Commercial CorporationGOOD
$2.09M-62.4%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$57.1M-8.8%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$9.02M+21.1%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:MortgagorsEscrowDeposits.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s mortgagors escrow deposits?
Pioneer Bancorp, Inc. (PBFS) reported mortgagors escrow deposits of $7.29M in Q1 2026.
How has Pioneer Bancorp, Inc.'s mortgagors escrow deposits changed year-over-year?
Pioneer Bancorp, Inc.'s mortgagors escrow deposits increased by 12.0% year-over-year, from $6.51M to $7.29M.
What is the long-term trend for Pioneer Bancorp, Inc.'s mortgagors escrow deposits?
Over 5 years (2020 to 2025), Pioneer Bancorp, Inc.'s mortgagors escrow deposits has grown at a 13.6% compound annual growth rate (CAGR), from $4.82M to $9.13M.
What does mortgagors escrow deposits mean?
These represent funds held by the bank on behalf of mortgage borrowers to pay for property taxes, insurance premiums, and other related obligations. While these are liabilities for the bank, they provide a stable, low-cost source of liquidity. Monitoring these balances helps assess the volume of the bank's mortgage servicing portfolio and associated custodial responsibilities.