Where do Pioneer Bancorp, Inc.'s ratios come from?

Every ratio is computed from Pioneer Bancorp, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	21.1%+2.6pp	18.4%-9.1pp	27.5%—	——
Returns
Return on equity	6.5%+1.3pp	5.2%-3.0pp	8.2%—	——
Return on assets	1%+0.2pp	0.8%-0.4pp	1.2%—	——
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.2×0.0×	0.1×+0.1×	0×0.0×	0×—
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×—
Per Share
Book value per share	$13.18+9.2%	$12.07+7.2%	$11.26+13.4%	$9.93+2.1%
Valuation
Market capitalization	$420.91M+46.8%	$299.22M+18.6%	$252.33M-14.8%	$296.15M+0.7%
Enterprise value	$258.83M+4.4%	$247.93M+108%	$119.08M-23.4%	$155.5M—
Price / earnings	21.2×+3.7×	19.6×+8.1×	11.5×—	——
Price / sales	4.3×+0.9×	3.6×+0.4×	3.2×-2.1×	5.2×+0.1×
Price / book	1.3×+0.4×	1×+0.1×	0.9×-0.3×	1.2×0.0×
EV / sales	2.7×-0.3×	3×+1.5×	1.5×-1.3×	2.8×—
Earnings yield	4.7%-1.0pp	5.1%-3.6pp	8.7%—	——
PEG ratio	1×—	——	——	——

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Where do Pioneer Bancorp, Inc.'s ratios come from?: Every ratio is computed from Pioneer Bancorp, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.