Pathfinder Bancorp PBHC Variable rate debt, lower range of basis point spread
Variable rate debt, lower range of basis point spread at other companies
Other financials
Where this comes from
Reported directly by Pathfinder Bancorp in its filing.
Tagged under the XBRL concept us-gaap:DerivativeBasisSpreadOnVariableRate.
The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Pathfinder Bancorp's variable rate debt, lower range of basis point spread?
- Pathfinder Bancorp (PBHC) reported variable rate debt, lower range of basis point spread of 1% in Q4 2025.
- What does variable rate debt, lower range of basis point spread mean?
- This represents the lower bound of the basis point spread added to a benchmark index for variable-rate debt or derivative instruments. It reflects the credit risk premium and market conditions at the time the variable-rate agreement was established. Monitoring this spread helps investors understand the sensitivity of the bank's interest expense to fluctuations in underlying market indices.