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Peoples Bancorp of North Carolina PEBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$19.97M+9.2%
Home Bancorp logo
Home BancorpHBCP
$33.56M+7.0%
Peoples Bancorp logo
Peoples BancorpPEBO
$80.73M+7.5%
PRO
Provident Financial HoldingsPROV
$8.84M-8.0%
Provident Financial Services logo
Provident Financial ServicesPFS
$195.86M+8.2%
CB Financial Services logo
CB Financial ServicesCBFV
$13.63M+20.1%

Other financials

Income statement

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Revenue$21.6M+5.4%
Net income$4.4M+1.2%
EPS (diluted)$0.80+1.3%

Balance sheet

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Cash & equivalents$61.3M-40.2%
Total debt$3.4M-13.1%
Total equity$158.1M+14.2%
Total assets$1.7B+2.5%

Cash flow

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Operating cash flow$5.0M-15.1%
CapEx$448.0K-41.3%
Free cash flow$4.6M-11.3%

Valuation

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Market cap$228.8M+48.6%
Enterprise value$170.98M+204%
P/E11.5×+2.5×
P/S2.8×

Profitability

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Net margin20.5%
FCF margin26.4%

Returns & leverage

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Return on equity13.4%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Peoples Bancorp of North Carolina in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Peoples Bancorp of North Carolina’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp of North Carolina's net interest income (after provisions)?
Peoples Bancorp of North Carolina (PEBK) reported net interest income (after provisions) of $14.54M in Q1 2026.
How has Peoples Bancorp of North Carolina's net interest income (after provisions) changed year-over-year?
Peoples Bancorp of North Carolina's net interest income (after provisions) increased by 6.3% year-over-year, from $13.68M to $14.54M.
What is the long-term trend for Peoples Bancorp of North Carolina's net interest income (after provisions)?
Over 4 years (2021 to 2025), Peoples Bancorp of North Carolina's net interest income (after provisions) has grown at a 6.5% compound annual growth rate (CAGR), from $45.14M to $58.08M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, providing a clearer view of the bank's earnings power after accounting for expected credit risk. It is a critical indicator of the bank's ability to maintain profitability while managing its loan and asset portfolio quality.