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Peoples Financial Services PFIS Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

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Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation

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Market cap$652.11M+38.9%
Enterprise value$502.82M+23.5%
P/E11.1×-12.4×
P/S3.4×+0.4×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Peoples Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Financial Services's accretion (amortization) of discounts and premiums, investments?
Peoples Financial Services (PFIS) reported accretion (amortization) of discounts and premiums, investments of $766K in Q1 2026.
How has Peoples Financial Services's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Peoples Financial Services's accretion (amortization) of discounts and premiums, investments increased by 4.6% year-over-year, from $732K to $766K.
What is the long-term trend for Peoples Financial Services's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Peoples Financial Services's accretion (amortization) of discounts and premiums, investments has grown at a 26.3% compound annual growth rate (CAGR), from -$1.32M to $3.36M.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the non-cash adjustment to interest income resulting from the systematic amortization of premiums or accretion of discounts on investment securities. It aligns the carrying value of debt securities with their par value over the remaining life of the investment.