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Peoples Financial Services PFIS Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

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Other financials

Income statement

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Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

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Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation

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Market cap$652.11M+38.9%
Enterprise value$502.82M+23.5%
P/E11.1×-12.4×
P/S3.4×+0.4×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: Peoples Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Financial Services's amortization of deferred loan origination fees net?
Peoples Financial Services (PFIS) reported amortization of deferred loan origination fees net of $225K in Q1 2026.
How has Peoples Financial Services's amortization of deferred loan origination fees net changed year-over-year?
Peoples Financial Services's amortization of deferred loan origination fees net decreased by 19.1% year-over-year, from $278K to $225K.
What is the long-term trend for Peoples Financial Services's amortization of deferred loan origination fees net?
Over 2 years (2022 to 2024), Peoples Financial Services's amortization of deferred loan origination fees net has grown at a -1.7% compound annual growth rate (CAGR), from -$1.31M to $1.27M.
What does amortization of deferred loan origination fees net mean?
This represents the net recognition of deferred fees and costs associated with originating loans over the expected life of the loan. It reflects the adjustment to interest income to account for the timing differences between cash receipt and revenue recognition under accounting standards.