Peoples Financial Services PFIS Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 31.5%+25.2pp | 6.3%-20.8pp | 27.2%-8.2pp | 35.4%-4.1pp | |
| Free cash flow margin | 23.1%-0.8pp | 23.9%-3.2pp | 27.1%-5.0pp | 32.1%-0.5pp | |
| Returns | |||||
| Return on equity | 12%+9.9pp | 2.1%-6.3pp | 8.4%-3.3pp | 11.6%-1.6pp | |
| Return on assets | 1.1%+1.0pp | 0.2%-0.6pp | 0.8%-0.3pp | 1.1%-0.3pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×-0.3× | 0.4×+0.4× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $51.60-5.5% | $54.62+14.7% | $47.60+8.9% | $43.73-7.0% | |
| Valuation | |||||
| Market capitalization | $652.11M+38.9% | $511.53M+49.2% | $342.89M-7.6% | $371.09M-1.8% | |
| Enterprise value | $502.82M+23.5% | $404.28M+120% | $184.11M-59.7% | $456.45M+327% | |
| Price / earnings | 11.1×-12.4× | 60.2×+47.7× | 12.5×+2.8× | 9.7×+1.1× | |
| Price / sales | 3.4×+0.4× | 3.8×+0.4× | 3.4×0.0× | 3.4×0.0× | |
| Price / book | 1.2×+0.3× | 1.1×+0.1× | 1×-0.2× | 1.2×+0.1× | |
| EV / sales | 2.6×0.0× | 3×+1.2× | 1.8×-2.4× | 4.2×+3.3× | |
| Free cash flow yield | 6.3%-1.7pp | 6.3%-1.7pp | 8%-1.3pp | 9.3%-0.2pp | |
| Earnings yield | 9%+4.8pp | 1.7%-6.3pp | 8%-2.3pp | 10.3%-1.3pp | |
| Dividend yield | 3.8%-0.8pp | 3.5%+0.1pp | 3.4%+0.3pp | 3.1%+0.2pp | |
| PEG ratio | 0.1×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Peoples Financial Services's ratios come from?
- Every ratio is computed from Peoples Financial Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
