What is Pagaya Technologies's revenue?

Pagaya Technologies (PGY) generated $1.3B in revenue over the trailing twelve months, up 23.4% year over year.

Is Pagaya Technologies profitable?

Pagaya Technologies reported $98.2M in net income over the trailing twelve months, a 7.4% net margin.

What are Pagaya Technologies's profit margins?

Gross margin is 42.9% and operating margin is 22.3%, with a 7.4% net margin.

What is Pagaya Technologies's earnings per share?

Pagaya Technologies's diluted EPS over the trailing twelve months is $1.09.

Where does Pagaya Technologies's income statement data come from?

Every line is extracted from Pagaya Technologies's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Pagaya Technologies PGY Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Total revenue	$1.33B+23.4%	$1.3B+26.1%	$1.25B+28.3%	$1.15B+24.6%	$1.08B+23.7%
Total cost of revenue	$759.65M+22.6%	$749.17M+25.4%	$717.33M+25.0%	$665.72M+20.2%	$619.85M+17.2%
Gross profit	$569.67M+24.6%	$552.19M+27.1%	$528.62M+33.2%	$487.3M+31.1%	$457.11M+33.7%
Gross margin	42.9%+0.4pp	42.4%+0.3pp	42.4%+1.5pp	42.3%+2.1pp	42.4%+3.2pp
Research and development	$71.71M-6.4%	$75.21M-1.8%	$74.74M-1.0%	$73.16M-4.9%	$76.64M+5.5%
Selling and marketing	$55.13M+10.8%	$53.59M+6.3%	$59.08M+32.5%	$56.07M+26.0%	$49.74M+8.8%
General and administrative	$146.68M-34.5%	$159.56M-33.7%	$178.95M-22.6%	$199.8M-11.9%	$223.9M+4.0%
Total costs & expenses	$1.03B+6.5%	$1.04B+7.5%	$1.03B+11.3%	$994.74M+10.3%	$970.13M+12.5%
Operating income	$296.15M+177%	$263.83M+295%	$215.85M—	$158.28M—	$106.84M—
Operating margin	22.3%+12.4pp	20.3%+13.8pp	17.3%—	13.7%—	9.9%—
Other income (expense), net	-$91.92M+36.3%	-$95.16M+40.5%	-$103.15M—	-$106.11M—	-$144.38M—
Income before income taxes	$78.98M+120%	$51.63M+112%	-$210.99M-7.9%	-$304.8M-94.3%	-$394.51M-240%
Income tax expense	-$14.06M-183%	-$19.75M-180%	$3.81M-70.8%	$7.5M-68.0%	$17.03M+22.5%
Net income	$98.19M+126%	$81.39M+120%	-$190.83M-7.3%	-$280.85M-112%	-$372.29M-320%
Net margin	7.4%+42.0pp	6.3%+45.1pp	-15.3%+3.0pp	-24.4%-10.1pp	-34.6%-24.4pp
Diluted earnings per share	$1.09+121%	$0.91+116%	-$2.78-9.9%	-$3.94-101%	-$5.18-257%
EBITDA	$322.36M+135%	$293.9M+207%	$247.08M+431%	$188.99M+744%	$136.99M+2,904%
EBITDA margin	24.3%+11.5pp	22.6%+13.3pp	19.8%+15.0pp	16.4%+14.0pp	12.7%+12.2pp
EBIT	$296.15M+177%	$263.83M+295%	$215.85M+973%	$158.28M+7,630%	$106.84M+715%

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Questions, answered.

What is Pagaya Technologies's revenue?: Pagaya Technologies (PGY) generated $1.3B in revenue over the trailing twelve months, up 23.4% year over year.
Is Pagaya Technologies profitable?: Pagaya Technologies reported $98.2M in net income over the trailing twelve months, a 7.4% net margin.
What are Pagaya Technologies's profit margins?: Gross margin is 42.9% and operating margin is 22.3%, with a 7.4% net margin.
What is Pagaya Technologies's earnings per share?: Pagaya Technologies's diluted EPS over the trailing twelve months is $1.09.
Where does Pagaya Technologies's income statement data come from?: Every line is extracted from Pagaya Technologies's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.