Pagaya Technologies PGY Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 42.4%+0.3pp | 42.1%+4.8pp | 37.3%-2.4pp | 39.8%-11.3pp | |
| Operating margin | 20.3%+13.8pp | 6.5%— | —— | -33.6%-32.4pp | |
| Net margin | 6.3%+45.1pp | -38.9%-23.1pp | -15.8%+24.6pp | -40.4%-21.2pp | |
| Returns | |||||
| Return on equity | 20.2%+111pp | -90.6%-67.5pp | -23.1%— | —— | |
| Return on invested capital | 46%+30.5pp | 15.4%+27.4pp | -11.9%— | —— | |
| Efficiency | |||||
| Asset turnover | 0.9×+0.1× | 0.8×+0.1× | 0.7×— | —— | |
| Leverage | |||||
| Debt-to-equity | 1.1×0.0× | 1×+0.9× | 0.2×-0.2× | 0.4×— | |
| Net debt / EBITDA | 0.8×-0.4× | 1.2×— | —— | —— | |
| Per Share | |||||
| Book value per share | $5.78+25.4% | $4.61-50.6% | $9.32-35.6% | $14.47— | |
| Valuation | |||||
| Market capitalization | $1.26B-9.9% | $684.26M-30.5% | $984.56M+16.6% | $844.53M— | |
| Price / earnings | 12.8×— | —— | —— | —— | |
| Price / sales | 1×-0.4× | 0.7×-0.5× | 1.2×+0.1× | 1.1×— | |
| Price / book | 2.4×-1.8× | 2.1×+0.3× | 1.8×+0.2× | 1.5×— | |
| EV / EBITDA | 4.3×-6.8× | 8.4×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Pagaya Technologies's profit margins?
- Pagaya Technologies (PGY) runs a 42.9% gross margin and a 22.3% operating margin, with a 7.4% net margin.
- Where do Pagaya Technologies's ratios come from?
- Every ratio is computed from Pagaya Technologies's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
