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PRA Group PRAA Net change in loans and leases

Net change in loans and leases at other companies

Encore Capital Group logo
Encore Capital GroupECPG
$359.46M-0.9%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$191.97M-19.3%
Kearny Financial logo
Kearny FinancialKRNY
-$44.39M-189%
The Bancorp logo
The BancorpTBBK
$677.88M+118%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$120.49M+54.0%
Provident Financial Services logo
Provident Financial ServicesPFS
$139.81M+24.5%

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%
Enterprise value$4.38B+10.9%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireFinanceReceivables.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's net change in loans and leases?
PRA Group (PRAA) reported net change in loans and leases of $223.12M in Q1 2026.
How has PRA Group's net change in loans and leases changed year-over-year?
PRA Group's net change in loans and leases decreased by 23.0% year-over-year, from $289.6M to $223.12M.
What is the long-term trend for PRA Group's net change in loans and leases?
Over 4 years (2021 to 2025), PRA Group's net change in loans and leases has grown at a 5.5% compound annual growth rate (CAGR), from $971.71M to $1.2B.
What does net change in loans and leases mean?
Net change in bank loan portfolio from originations, paydowns, charge-offs, and sales.