What is PRA Group's price / earnings?

PRA Group (PRAA) reported price / earnings of 6.6× in Q2 2025.

How has PRA Group's price / earnings changed year-over-year?

PRA Group's price / earnings decreased by 96.6% year-over-year, from 195.6× to 6.6×.

What is the long-term trend for PRA Group's price / earnings?

Over 3 years (2020 to 2024), PRA Group's price / earnings has grown at a 0.2% compound annual growth rate (CAGR), from 11.6× to 11.7×.

What does price / earnings mean?

Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.

PRA Group PRAA Price / earnings

Price / earnings at other companies

Encore Capital GroupECPG

5.1×—

Consumer Portfolio ServicesCPSS

8.3×-1.3×

The BancorpTBBK

9.8×-1.8×

PCB BancorpPCB

7.9×-1.4×

Pathward Financial, Inc.CASH

10.3×+0.8×

Medallion FinancialMFIN

5.6×+0.2×

Other financials

Income statement

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Revenue$314.5M+16.7%

Operating income$103.3M+38.5%

Net income$28.2M+671%

EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%

Total debt$3.8B+9.0%

Total equity$1.0B-17.8%

Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%

CapEx$1.4M+56.7%

Free cash flow$23.5M+144%

Valuation

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Market cap$724.3M+15.4%

Enterprise value$4.41B+6.5%

P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

FCF margin-1.1%—

Returns & leverage

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Return on equity-32%-35.7pp

Debt / equity3.8×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

market cap/net income=6.6×

Based on the most recent quarter.

The official record: PRA Group’s 10-Q, filed August 6, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's price / earnings?: PRA Group (PRAA) reported price / earnings of 6.6× in Q2 2025.
How has PRA Group's price / earnings changed year-over-year?: PRA Group's price / earnings decreased by 96.6% year-over-year, from 195.6× to 6.6×.
What is the long-term trend for PRA Group's price / earnings?: Over 3 years (2020 to 2024), PRA Group's price / earnings has grown at a 0.2% compound annual growth rate (CAGR), from 11.6× to 11.7×.
What does price / earnings mean?: Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.