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Provident Financial Holdings PROV Banking Regulation Capital Conservation Buffer Tier One Risk Based Capital Actual

Banking Regulation Capital Conservation Buffer Tier One Risk Based Capital Actual at other companies

PRO
Provident Financial HoldingsPROV
2.5%0.0pp
PRO
Provident Financial HoldingsPROV
2.5%0.0pp
ESQ
Esquire Financial Holdings, Inc.ESQ
$159.55M+26.1%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0.030.0%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$0.030.0%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$0.030.0%

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.9%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:BankingRegulationCapitalConservationBufferTierOneRiskBasedCapitalActual.

The official record: Provident Financial Holdings’s 10-K, filed August 29, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's banking regulation capital conservation buffer tier one risk based capital actual?
Provident Financial Holdings (PROV) reported banking regulation capital conservation buffer tier one risk based capital actual of 2.5% in Q2 2025.
What is the long-term trend for Provident Financial Holdings's banking regulation capital conservation buffer tier one risk based capital actual?
Over 3 years (2022 to 2025), Provident Financial Holdings's banking regulation capital conservation buffer tier one risk based capital actual has grown at a 0.0% compound annual growth rate (CAGR), from 2.5% to 2.5%.
What does banking regulation capital conservation buffer tier one risk based capital actual mean?
The actual Tier 1 risk-based capital ratio maintained by the bank in relation to its capital conservation buffer requirements. This metric measures the core equity capital available to absorb losses relative to risk-weighted assets. It serves as a primary gauge of the bank's solvency and its adherence to Basel-aligned regulatory standards.