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Provident Financial Holdings PROV Banking Regulation Capital Conservation Buffer Common Equity Tier One Risk Based Capital Actual

Banking Regulation Capital Conservation Buffer Common Equity Tier One Risk Based Capital Actual at other companies

Orange County Bancorp logo
Orange County BancorpOBT
6.4%0.0pp
PRO
Provident Financial HoldingsPROV
2.5%0.0pp
Eagle Bancorp Montana logo
Eagle Bancorp MontanaEBMT
2.5%
Orange County Bancorp logo
Orange County BancorpOBT
7.9%0.0pp
PRO
Provident Financial HoldingsPROV
2.5%0.0pp
Hanover Bancorp logo
Hanover BancorpHNVR
7%0.0pp

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.9%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual.

The official record: Provident Financial Holdings’s 10-K, filed August 29, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's banking regulation capital conservation buffer common equity tier one risk based capital actual?
Provident Financial Holdings (PROV) reported banking regulation capital conservation buffer common equity tier one risk based capital actual of 2.5% in Q2 2025.
What is the long-term trend for Provident Financial Holdings's banking regulation capital conservation buffer common equity tier one risk based capital actual?
Over 3 years (2022 to 2025), Provident Financial Holdings's banking regulation capital conservation buffer common equity tier one risk based capital actual has grown at a 0.0% compound annual growth rate (CAGR), from 2.5% to 2.5%.
What does banking regulation capital conservation buffer common equity tier one risk based capital actual mean?
This represents the additional capital buffer held by the bank above the minimum Common Equity Tier 1 capital requirements to absorb losses during periods of economic stress. It is a critical regulatory metric used to assess the bank's resilience and capacity to maintain dividend and discretionary bonus payments.