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Provident Financial Holdings PROV Bank Owned Life Insurance — Noninterest Income Other Operating Income

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Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.8%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The official record: Provident Financial Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's bank owned life insurance — noninterest income other operating income?
Provident Financial Holdings (PROV) reported bank owned life insurance — noninterest income other operating income of $45K in Q1 2026.
How has Provident Financial Holdings's bank owned life insurance — noninterest income other operating income changed year-over-year?
Provident Financial Holdings's bank owned life insurance — noninterest income other operating income decreased by 2.2% year-over-year, from $46K to $45K.
What is the long-term trend for Provident Financial Holdings's bank owned life insurance — noninterest income other operating income?
Over 3 years (2022 to 2025), Provident Financial Holdings's bank owned life insurance — noninterest income other operating income has grown at a -0.7% compound annual growth rate (CAGR), from $188K to $184K.
What does bank owned life insurance — noninterest income other operating income mean?
This metric represents miscellaneous operating revenue streams generated specifically within the bank-owned life insurance segment that are not classified as core interest income. It captures secondary income sources such as administrative fees, service charges, or other ancillary gains associated with the management of these insurance assets. Monitoring this helps investors understand the stability and diversification of non-interest revenue generated by the bank's insurance-related activities.