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Oak Valley Bancorp OVLY Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$570K+64.7%
West Bancorporation logo
West BancorporationWTBA
$308K+9.2%
NSTS Bancorp, Inc. logo
NSTS Bancorp, Inc.NSTS
$60K+7.1%
Westamerica Bank logo
Westamerica BankWABC
$0-100%
HOM
Home BancSharesHOMB
$1.37M-25.7%

Other financials

Income statement

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Revenue$20.4M+6.7%
Net income$5.3M-11.2%
EPS (diluted)$0.72-4.6%

Balance sheet

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Cash & equivalents$201.6M-3.7%
Total debt$7.6M+8.6%
Total equity$206.2M+12.3%
Total assets$2.0B+4.5%

Cash flow

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Operating cash flow$8.1M-2.2%
CapEx$212.0K-82.0%
Free cash flow$7.8M+11.1%

Valuation

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Market cap$283.91M+24.9%
P/E12.2×+2.9×
P/S3.5×-0.1×

Profitability

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Net margin29.3%-3.3pp
FCF margin30%-1.1pp

Returns & leverage

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Return on equity11.9%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Oak Valley Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Oak Valley Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oak Valley Bancorp's bank owned life insurance income?
Oak Valley Bancorp (OVLY) reported bank owned life insurance income of $304K in Q1 2026.
How has Oak Valley Bancorp's bank owned life insurance income changed year-over-year?
Oak Valley Bancorp's bank owned life insurance income increased by 5.6% year-over-year, from $288K to $304K.
What is the long-term trend for Oak Valley Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), Oak Valley Bancorp's bank owned life insurance income has grown at a 13.6% compound annual growth rate (CAGR), from $719K to $1.2M.
What does bank owned life insurance income mean?
Represents the income generated from the cash surrender value growth of bank-owned life insurance policies. This serves as a non-interest income stream that helps offset the costs of employee benefit programs. Monitoring this helps investors assess the stability of secondary revenue sources.