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PayPal Holdings, Inc. PYPL Business Segments — Provisions

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Other financials

Income statement

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Revenue$8.4B+7.2%
Operating income$1.5B-2.7%
Net income$1.1B-13.5%
EPS (diluted)$1.21-6.2%

Balance sheet

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Cash & equivalents$22.4B+245%
Total debt$10.1B-17.2%
Total equity$20.0B-1.1%
Total assets$80.5B-0.9%

Cash flow

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Operating cash flow$1.1B-2.2%
CapEx$231.0M+17.9%
Free cash flow$903.0M-6.3%

Valuation

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Market cap$39.07B-45.4%
Enterprise value$26.7B-58.7%
P/E7.7×-7.6×
P/S1.2×-1.1×

Profitability

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Operating margin17.9%0.0pp
Net margin15%+0.7pp
FCF margin16.3%-2.4pp

Returns & leverage

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Return on equity25.1%+2.9pp
Debt / equity0.5×-0.1×
Current ratio1.3×0.0×

Where this comes from

Reported directly by PayPal Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: PayPal Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PayPal Holdings, Inc.'s business segments — provisions?
PayPal Holdings, Inc. (PYPL) reported business segments — provisions of $102M in Q1 2026.
How has PayPal Holdings, Inc.'s business segments — provisions changed year-over-year?
PayPal Holdings, Inc.'s business segments — provisions increased by 9.7% year-over-year, from $93M to $102M.
What is the long-term trend for PayPal Holdings, Inc.'s business segments — provisions?
Over 3 years (2022 to 2025), PayPal Holdings, Inc.'s business segments — provisions has grown at a -1.6% compound annual growth rate (CAGR), from $402M to $383M.
What does business segments — provisions mean?
This represents the amount set aside to cover potential future losses on credit products or receivables within a business segment. It reflects management's assessment of credit risk and the expected collectability of outstanding balances. Changes in this metric often signal shifts in the underlying credit quality of the customer base.