PayPal Holdings, Inc. Business Segments — Provisions decreased by 8.1% to $102.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.7%, from $93.00M to $102.00M. Over 3 years (FY 2022 to FY 2025), Business Segments — Provisions shows relatively stable performance with a -1.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase suggests management expects higher credit defaults or economic headwinds, while a decrease suggests improved credit quality or more conservative risk appetite.
This represents the amount set aside to cover potential future losses on credit products or receivables within a busines...
Common in banking and companies with significant consumer credit portfolios.
pypl_segment_reportable_segment_provisions| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $100.50M | $100.50M | $100.50M | $100.50M | $122.50M | $122.50M | $122.50M | $122.50M | $61.00M | $76.00M | $88.00M | $103.00M | $93.00M | $93.00M | $86.00M | $111.00M | $102.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +21.9% | +0.0% | +0.0% | +0.0% | -50.2% | +24.6% | +15.8% | +17.0% | -9.7% | +0.0% | -7.5% | +29.1% | -8.1% |
| YoY Change | — | — | — | — | +21.9% | +21.9% | +21.9% | +21.9% | -50.2% | -38.0% | -28.2% | -15.9% | +52.5% | +22.4% | -2.3% | +7.8% | +9.7% |