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Republic Bancorp RBCAA Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Customers Bancorp logo
Customers BancorpCUBI
$167.98M+20.7%
The Bancorp logo
The BancorpTBBK
$61.21M+36.4%
Renasant logo
RenasantRNST
$215.48M+66.5%
Merchants Bancorp logo
Merchants BancorpMBIN
$113.35M-1.0%
International Bancshares logo
International BancsharesIBOC
$162.6M+3.0%
Regions Financial logo
Regions FinancialRF
$1.16B+8.1%

Other financials

Income statement

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Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

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Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

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Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.71B+11.2%
Enterprise value$1.14B+67.3%
P/E13.5×+0.5×
P/S4.3×+0.4×

Profitability

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Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.7%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Republic Bancorp's net interest income (after provisions)?
Republic Bancorp (RBCAA) reported net interest income (after provisions) of $80.67M in Q1 2026.
How has Republic Bancorp's net interest income (after provisions) changed year-over-year?
Republic Bancorp's net interest income (after provisions) decreased by 5.1% year-over-year, from $85.02M to $80.67M.
What is the long-term trend for Republic Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Republic Bancorp's net interest income (after provisions) has grown at a 10.0% compound annual growth rate (CAGR), from $206.75M to $303.07M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's net earnings potential after accounting for the inherent risk in its loan portfolio. A stable or growing figure suggests effective credit risk management.