Discontinued — last reported Q4 '25

Other

SBL and other consumer lines of credit

Raymond James Financial SBL and other consumer lines of credit increased by 4.8% to $56.05B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 27.2%, from $44.06B to $56.05B. Over 5 years (FY 2020 to FY 2025), SBL and other consumer lines of credit shows an upward trend with a 35.8% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ4 2025Nov 25, 2025

How to read this metric

An increase suggests higher client demand for liquidity or leverage, while a decrease may indicate reduced client appetite for borrowing or tighter risk management.

Detailed definition

This represents the total amount of open-ended consumer credit lines, such as Securities Based Lending (SBL), that the f...

Peer comparison

Commonly reported by wealth management firms and private banks as part of their credit risk disclosures.

Metric ID: other_commitment_to_extend_credit_amount_open_end_consum_6f505e

Historical Data

18 periods
 Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$15.87B$17.52B$18.98B$20.69B$31.93B$33.64B$35.16B$37.00B$37.87B$38.79B$39.73B$41.27B$42.52B$44.06B$46.11B$47.97B$53.47B$56.05B
QoQ Change+10.4%+8.4%+9.0%+54.3%+5.4%+4.5%+5.2%+2.4%+2.4%+2.4%+3.9%+3.0%+3.6%+4.7%+4.0%+11.5%+4.8%
YoY Change+101.2%+92.1%+85.2%+78.9%+18.6%+15.3%+13.0%+11.5%+12.3%+13.6%+16.1%+16.2%+25.7%+27.2%
Range$15.87B$56.05B
CAGR+34.6%
Avg YoY Growth+37.6%
Median YoY Growth+17.4%
Current Streak17+ quarters growth

Frequently Asked Questions

What is Raymond James Financial's sbl and other consumer lines of credit?
Raymond James Financial (RJF) reported sbl and other consumer lines of credit of $56.05B in Q3 2025.
How has Raymond James Financial's sbl and other consumer lines of credit changed year-over-year?
Raymond James Financial's sbl and other consumer lines of credit increased by 27.2% year-over-year, from $44.06B to $56.05B.
What is the long-term trend for Raymond James Financial's sbl and other consumer lines of credit?
Over 5 years (2020 to 2025), Raymond James Financial's sbl and other consumer lines of credit has grown at a 35.8% compound annual growth rate (CAGR), from $12.15B to $56.05B.
What does sbl and other consumer lines of credit mean?
The total value of committed but unused consumer credit lines available to clients.