What is American Express's domestic — unused lines-of-credit?

American Express (AXP) reported domestic — unused lines-of-credit of $261.00B in Q4 2021.

What does domestic — unused lines-of-credit mean?

The total amount of credit that customers have been approved for but have not yet spent or borrowed.

Geographic · Unused lines-of-credit

Domestic — Unused lines-of-credit

Analysis

StatementSegment

CategoryLiquidity

SignalContext dependent

VolatilityModerate

Rolls up toOff-Balance Sheet Commitments (Contractual)

How to read this metric

An increase indicates higher potential future loan growth and customer liquidity, but also higher contingent funding requirements; a decrease may signal tighter credit standards or reduced customer demand.

Detailed definition

This metric measures the total amount of authorized but undrawn credit available to domestic cardholders and commercial...

Peer comparison

This is a standard disclosure for financial institutions, often labeled as 'Unused Commitments' or 'Undrawn Credit Lines' in the notes to the financial statements.

Metric ID: axp_segment_domestic_unused_lines_of_credit

Historical Data

1 periods

	Q4 '21
Value	$261.00B

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Frequently Asked Questions

What is American Express's domestic — unused lines-of-credit?: American Express (AXP) reported domestic — unused lines-of-credit of $261.00B in Q4 2021.
What does domestic — unused lines-of-credit mean?: The total amount of credit that customers have been approved for but have not yet spent or borrowed.