What are Southside Bancshares's total assets?

Southside Bancshares (SBSI) holds $8.8B in total assets, up 5.5% year over year.

How much debt does Southside Bancshares have?

Southside Bancshares carries $538.2M in total debt against $854.9M of shareholders' equity, a debt-to-equity ratio of 0.63.

How much cash does Southside Bancshares have?

Southside Bancshares holds $387.5M in cash and equivalents.

Where does Southside Bancshares's balance sheet data come from?

Every line is extracted from Southside Bancshares's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Southside Bancshares SBSI Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$389.79M-8.5%	$426.16M-24.0%	$560.51M+181%	$199.25M-1.2%
Derivative assets	$7.71M+484%	$1.32M-45.9%	$2.44M—	$0-100%
Federal funds sold and securities purchased under resale agreements	$5.8M-89.0%	$52.81M+12.9%	$46.77M-44.2%	$83.83M—
Loans held for sale	$1.33M-31.6%	$1.95M-82.1%	$10.89M+1,533%	$667K-60.4%
Property and equipment, net	$152.29M+7.5%	$141.65M+1.9%	$138.95M-1.6%	$141.26M-0.9%
Operating lease right-of-use assets	$12.4M-10.5%	$13.86M-6.6%	$14.84M-3.1%	$15.31M+1.6%
Goodwill	$201.12M0.0%	$201.12M0.0%	$201.12M0.0%	$201.12M0.0%
Intangible assets, net	$1.01M-42.3%	$1.75M-40.0%	$2.93M-36.7%	$4.62M-33.0%
Deferred tax assets	$27.1M-21.4%	$34.49M+13.4%	$30.43M-12.3%	$34.7M+94.8%
Other non-current assets	$42.44M+10.8%	$38.31M+21.1%	$31.63M+49.4%	$21.16M-27.0%
Available-for-sale securities	$9.57M+1.1%	$9.47M-99.3%	$1.3B-0.2%	$1.3B-53.0%
Held-to-maturity securities	$1.25B-2.5%	$1.28B-2.1%	$1.31B-1.5%	$1.33B+1,361%
Total investments	$14.06M-58.4%	$33.82M+183%	$11.94M+29.9%	$9.19M-36.1%
Gross loans	$4.82B+3.4%	$4.66B+3.0%	$4.52B+9.1%	$4.15B+13.8%
Allowance for credit losses	$45.1M+0.5%	$44.88M+5.2%	$42.67M+16.9%	$36.52M+3.5%
Total assets	$8.51B0.0%	$8.52B+2.8%	$8.28B+9.6%	$7.56B+4.1%
Operating lease liabilities, current	$14.34M-9.2%	$15.78M-5.5%	$16.7M-2.1%	$17.07M+2.4%
Short-term borrowings	$211.14M-71.2%	$731.91M+244%	$212.65M+38.7%	$153.36M-55.4%
Accrued interest	$41.81M-10.5%	$46.72M-7.5%	$50.49M+2.3%	$49.35M+26.1%
Deposits	$6.87B+3.2%	$6.65B+1.6%	$6.55B+5.7%	$6.2B+8.3%
Noninterest-bearing deposits	$1.43B+5.6%	$1.36B-2.4%	$1.39B-16.8%	$1.67B+1.6%
Savings deposits	$5.43B+2.5%	$5.3B+2.7%	$5.16B+14.0%	$4.53B+11.0%
Derivative liabilities	$10.9M+317%	$2.62M-64.8%	$7.44M+4,248%	$171K-96.5%
Federal funds purchased and securities sold under repurchase agreements	$208.66M+173%	$76.44M-85.0%	$509.82M+131%	$221.15M+852%
Long-term debt	$299.96M+96.9%	$152.32M-1.2%	$154.15M-3.0%	$158.94M+0.1%
Operating Lease Liabilities (Total)	$14.34M-9.2%	$15.78M-5.5%	$16.7M-2.1%	$17.07M+2.4%
Other non-current liabilities	$67.73M-9.5%	$74.81M+9.0%	$68.63M+7.1%	$64.1M+40.7%
Total liabilities	$7.67B-0.5%	$7.71B+2.6%	$7.51B+10.3%	$6.81B+7.3%
Common stock	80M+68.1%	47.6M+0.1%	47.6M+0.1%	47.5M+0.1%
Additional paid-in capital	$795.76M+0.3%	$793.59M+0.6%	$788.84M+0.5%	$784.55M+0.5%
Retained earnings	$352.19M+7.8%	$326.79M+15.7%	$282.36M+17.8%	$239.61M+33.3%
Accumulated other comprehensive income (loss)	-$95.62M+23.4%	-$124.9M-10.1%	-$113.46M+17.5%	-$137.46M-330%
Treasury stock	$252.36M+9.2%	$231.14M-0.4%	$232M+23.3%	$188.2M+21.2%
Total stockholders' equity	$847.62M+4.4%	$811.94M+5.0%	$773.29M+3.7%	$746M-18.2%
Total liabilities and stockholders' equity	$8.51B0.0%	$8.52B+2.8%	$8.28B+9.6%	$7.56B+4.1%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	——	——	——	——
Available-for-Sale Debt Securities - Amortized Cost (<1 Year)	——	——	——	——
Available-for-Sale Debt Securities - Fair Value by Maturity	——	——	——	——
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	——	——	——	——
Available-for-Sale Debt Securities - Single Maturity Date	——	——	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$143.99M-67.1%	$437.93M-21.9%	$560.94M+1,823%	$29.17M+67.1%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$143.99M-67.1%	$437.93M-21.9%	$560.94M+1,823%	$29.17M+67.1%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$55.76M-92.5%	$741.13M+300%	$185.34M-84.2%	$1.17B+277%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$55.76M-92.5%	$741.13M+300%	$185.34M-84.2%	$1.17B+277%
Available-for-Sale Debt Securities - Unrealized Loss Position	$17.86M-67.4%	$54.73M+37.4%	$39.83M-55.8%	$90.14M+1,721%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$143.99M-67.1%	$437.93M-21.9%	$560.94M+1,823%	$29.17M+67.1%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$199.75M-83.1%	$1.18B+58.0%	$746.28M-38.0%	$1.2B+266%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$55.76M-92.5%	$741.13M+300%	$185.34M-84.2%	$1.17B+277%
Cash, Cash Equivalents, and Marketable Securities	$199.75M-83.1%	$1.18B+58.0%	$746.28M-38.0%	$1.2B+266%
Derivative Assets - Fair Value	$24.15M-55.1%	$53.81M-5.0%	$56.64M-31.2%	$82.31M+351%
Interest-bearing deposits in banks and other financial institutions	$302.91M+7.4%	$281.95M-28.0%	$391.72M+4,123%	$9.28M-91.6%
Subordinated Trading Assets	$239.68M+160%	$92.04M-2.0%	$93.88M-4.9%	$98.67M+0.1%
Available-for-Sale Debt Securities - Fair Value (No Single Maturity Date)	——	——	——	——
Equity Securities (FV-NI and No Readily Determinable FV) - Cost	$9.57M+1.1%	$9.47M-2.3%	$9.69M-13.3%	$11.18M-5.6%
Held-to-Maturity Debt Securities - Fair Value	$1.1B-0.9%	$1.11B-4.5%	$1.17B+1.5%	$1.15B+1,107%
Net Investment in Lease	$12.4M-10.5%	$13.86M-6.6%	$14.84M-3.1%	$15.31M+1.6%
Bank Owned Life Insurance	$145.13M+4.9%	$138.31M+1.5%	$136.33M+1.8%	$133.91M+2.0%
Cash and Due from Banks	$81.08M-11.3%	$91.41M-25.1%	$122.02M+15.0%	$106.14M+16.5%
Deferred tax assets	$27.06M-21.5%	$34.49M+13.4%	$30.43M-12.3%	$34.7M—
Federal Funds Sold	$5.8M-89.0%	$52.81M+12.9%	$46.77M-44.2%	$83.83M—
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$4.77B+3.4%	$4.62B+3.0%	$4.48B+9.0%	$4.11B+13.9%
Other intangible assets—net	$1.01M-42.3%	$1.75M-40.0%	$2.93M-36.7%	$4.62M-33.0%
Interest-Bearing Deposits in Banks and Other Financial Institutions	$302.91M+7.4%	$281.95M-28.0%	$391.72M+4,123%	$9.28M-91.6%
Operating lease right-of-use assets	$12.4M-10.5%	$13.86M-6.6%	$14.84M-3.1%	$15.31M+1.6%
Other Assets	$42.44M+10.8%	$38.31M+21.1%	$31.63M+49.4%	$21.16M-27.0%
Operating Lease Right-of-Use Assets in Other Assets	$12.4M-10.5%	$13.86M-6.6%	$14.84M-3.1%	$15.31M+1.6%
Tax Credit Carryforward Valuation Allowance	$0—	$0—	$0—	$0—
Total Equity Investments - Estimated Fair Value	$9.57M+1.1%	$9.47M-2.3%	$9.69M-13.3%	$11.18M-5.6%
Derivative Liabilities - Fair Value	$10.9M+317%	$2.62M-64.8%	$7.44M+4,248%	$171K-96.5%
Repurchase Agreements - Gross	$98.7M+29.2%	$76.4M-17.0%	$92.1M+177%	$33.2M+43.1%
Borrowings at Fair Value	$239.68M+160%	$92.04M-2.0%	$93.88M-4.9%	$98.67M+0.1%
Junior Subordinated Notes	$60.28M0.0%	$60.27M0.0%	$60.27M0.0%	$60.27M0.0%
Interest-Bearing Deposit Liabilities	$5.43B+2.5%	$5.3B+2.7%	$5.16B+14.0%	$4.53B+11.0%
Other Debt Including Capitalized Leases	$60.28M0.0%	$60.27M0.0%	$60.27M0.0%	$60.27M0.0%
Total debt	$525.43M-41.6%	$900M+135%	$383.5M+16.4%	$329.37M-36.6%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$17.79M-63.0%	$48.11M+24.4%	$38.67M+415%	$7.5M+609%
Common Stock Par Value Per Share	$1.250.0%	$1.250.0%	$1.250.0%	$1.250.0%
Common Stock Shares Issued	38.1M+0.1%	38.1M+0.1%	38M+0.1%	38M+0.1%
Cumulative Gross Losses and Impairments	$147.19M-13.3%	$169.78M+12.1%	$151.46M-16.8%	$182.14M—
Cumulative Gross Unrealized Gains	$2.99M-25.7%	$4.03M-61.9%	$10.57M+132%	$4.57M+2.5%
Additional paid-in capital	$795.76M+0.3%	$793.59M+0.6%	$788.84M+0.5%	$784.55M+0.5%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$47.64M+0.1%	$47.6M+0.1%	$47.55M+0.1%	$47.5M+0.1%
Treasury Stock, Value	$252.36M+9.2%	$231.14M-0.4%	$232M+23.3%	$188.2M+21.2%
Investments - Gross Unrealized Losses	$199.75M-83.1%	$1.18B+58.0%	$746.28M-38.0%	$1.2B+266%
Unrealized Gains on Investments	$17.1M+1,313%	$1.21M-66.9%	$3.66M+185%	$1.28M-98.9%
Unrealized Losses on Investments (Before Tax)	$17.86M-67.4%	$54.73M+37.4%	$39.83M-55.8%	$90.14M+1,721%
Nonperforming Loans and Leases Percentage	$2.7M+315%	$650K-35.0%	$1M-37.5%	$1.6M+33.3%
Components	161-61.8%	421—	——	——
Fair Value Measurement Disclosure	$24.11M-0.1%	$24.15M-6.0%	$25.68M+21.1%	$21.22M+7.0%
Gross Assets/Liabilities	$13.21M-38.6%	$21.53M+18.0%	$18.25M-13.3%	$21.05M+859%
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$17.86M-67.4%	$54.73M+37.4%	$39.83M-55.8%	$90.14M+1,721%
Gross Unrealized Gains	$17.1M+1,313%	$1.21M-66.9%	$3.66M+185%	$1.28M-98.9%
1 Year or Less	——	——	——	——
After 5 Years through 10 Years	——	——	——	——
After 10 Years	——	——	——	——
After 1 Year through 5 Years	——	——	——	——
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	——	——	——	——
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	——	——	——	——
Total	——	——	——	——
Thereafter	——	——	——	——
Less than 1 Year	——	——	——	——
4-5 Years	——	——	——	——
1-2 Years	——	——	——	——
2-3 Years	——	——	——	——
3-4 Years	——	——	——	——
Common stock, par value (in dollars per share)	$1.250.0%	$1.250.0%	$1.250.0%	$1.250.0%
Common stock, shares authorized (in shares)	$80M0.0%	$80M0.0%	$80M0.0%	$80M0.0%
Common stock, shares issued (in shares)	$38.11M+0.1%	$38.08M+0.1%	$38.04M+0.1%	$38M+0.1%
Other Contractual Commitments	$860.25M-2.4%	$881.71M-19.3%	$1.09B-17.4%	$1.32B+24.2%
Cost or Amortized Cost	$1.46B-8.2%	$1.59B—	——	——
Available-for-sale securities, allowance for credit loss	$0—	$0—	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$17.79M-63.0%	$48.11M+24.4%	$38.67M+415%	$7.5M+609%
Less than 12 months	$55.76M-92.5%	$741.13M+300%	$185.34M-84.2%	$1.17B+277%
12 months or more	$143.99M-67.1%	$437.93M-21.9%	$560.94M+1,823%	$29.17M+67.1%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$74K-98.9%	$6.63M+469%	$1.17M-98.6%	$82.64M+2,024%
Estimated Fair Value	$1.46B-5.1%	$1.53B—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$17.86M-67.4%	$54.73M+37.4%	$39.83M-55.8%	$90.14M+1,721%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$161-61.8%	$421—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position	$199.75M-83.1%	$1.18B+58.0%	$746.28M-38.0%	$1.2B+266%
Accrued Interest, held-to-maturity	$12.7M-1.6%	$12.9M-5.8%	$13.7M+0.7%	$13.6M—
Debt securities, held-to-maturity, allowance for credit loss (less than)	$25K—	$0—	——	——
Due in one year or less	——	——	——	——
Debt Securities, Held-to-Maturity, Amortized Cost Excluding Accrued Interest, Before Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date	——	——	——	——
Mortgage-backed securities	——	——	——	——
Due after one year through five years	——	——	——	——
Due after five years through ten years	——	——	——	——
Due after ten years	——	——	——	——
Fair Value	$0—	$0—	——	——
Held-to-maturity securities, fair value	$1.25B-2.5%	$1.28B—	——	——
Deferred Tax Assets, Net	$27.1M-21.4%	$34.5M+13.5%	$30.4M-12.4%	$34.7M—
Deferred Tax Assets, Valuation Allowance	$0—	$0—	$0—	$0—
Derivative Asset, Subject to Master Netting Arrangement, Collateral, Obligation to Return Cash, Offset Against Derivative Asset	$5.54M-88.9%	$49.87M+6.7%	$46.76M-43.1%	$82.14M—
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset	$10.9M+317%	$2.62M-64.8%	$7.44M+4,248%	$171K-96.5%
Derivative, gross, assets	$24.15M-55.1%	$53.81M-5.0%	$56.64M-31.2%	$82.31M+351%
Derivatives, gross, liabilities	$24.11M-0.1%	$24.15M-6.0%	$25.68M+21.1%	$21.22M+7.0%
Derivative Liability	$13.21M-38.6%	$21.53M+18.0%	$18.25M-13.3%	$21.05M+859%
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Offset	$0—	$0—	$0—	$0-100%
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset	$10.9M+317%	$2.62M-64.8%	$7.44M+4,248%	$171K-96.5%
Financing and other contractual commitments	$860.25M-2.4%	$881.71M-19.3%	$1.09B-17.4%	$1.32B+24.2%
Federal funds purchased	$0—	$0—	$0—	$0—
FHLB advances borrowing capacity	——	——	——	——
Federal Home Loan Bank stock, at cost	$14.06M-58.4%	$33.82M+183%	$11.94M+29.9%	$9.19M-36.1%
FHLB stock with other-than-temporary impairment	——	——	——	——
Accrued interest receivable	$19.6M-3.0%	$20.2M-5.2%	$21.3M+13.3%	$18.8M+41.4%
Collateral-dependent loans	$38.4M+457%	$6.9M-8.0%	$7.5M-7.4%	$8.1M-4.7%
Loan modifications made to borrowers experiencing financial difficulty	——	——	——	——
Prior	$762.45M+9.1%	$698.69M+13.8%	$613.99M-2.5%	$630.01M+5.8%
Amortized cost	$408.01M+14.2%	$357.31M+9.3%	$326.92M-8.9%	$358.92M+10.3%
Year one	$1.19B+84.3%	$645.44M-23.1%	$839.79M-33.5%	$1.26B+0.6%
Year four	$832.29M+6.4%	$781.87M+114%	$365.47M+25.6%	$290.98M+32.1%
Year five	$610.22M+104%	$299.32M+37.9%	$217.08M+69.5%	$128.07M-46.9%
Year two	$426.64M-39.8%	$708.57M-40.9%	$1.2B+13.7%	$1.06B+87.1%
Year three	$589.03M-49.7%	$1.17B+21.7%	$961.54M+128%	$422.03M-5.0%
Financing Receivable, Modified, Number Of Loans	——	——	——	——
Financing Receivable, Modified, Subsequent Default, Number Of Contracts	——	——	——	——
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss	$147.19M-13.3%	$169.78M+12.1%	$151.46M-16.8%	$182.14M—
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	$2.99M-25.7%	$4.03M-61.9%	$10.57M+132%	$4.57M+2.5%
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	$147.19M-13.3%	$169.78M+12.1%	$151.46M-16.8%	$182.14M—
HTM unrealized loss position 12 months or more - fair value	$933.77M+1.9%	$916.6M-2.4%	$939.09M+176%	$340.06M—
Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Fair Value	——	——	——	——
Held to maturity, Mortgage backed securities, Fair Value	——	——	——	——
Number of credit lines maintained by the Company	——	——	——	——
Mortgage Loans In Process Of Foreclosure Amount	$0-100%	$40K-96.0%	$1M—	$0-100%
Off-Balance-Sheet, Credit Loss, Liability	$3.17M+0.8%	$3.14M-20.1%	$3.93M+6.6%	$3.69M+54.7%
Other (including finance leases)	$60.28M0.0%	$60.27M0.0%	$60.27M0.0%	$60.27M0.0%
Securities Transferred, Unrealized Loss, Net Of Tax	$76.3M-8.1%	$83M-7.5%	$89.7M-6.6%	$96M+7,900%
Transferred Securities, Unrealized Loss, Before Tax	$96.6M-8.1%	$105.1M-7.4%	$113.5M-6.6%	$121.5M+8,000%
Treasury stock, shares (in shares)	$8.39M+8.9%	$7.7M-1.2%	$7.79M+20.7%	$6.45M—
Unsettled Issuances of Brokered CDs	$0—	$0—	$0—	$0—
Unsettled trades to purchase securities	$0—	$0—	$0—	$0-100%
Unsettled trades to sell securities	$0—	$0—	$0—	$0—
Stated Maturities	——	——	——	——

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Questions, answered.

What are Southside Bancshares's total assets?: Southside Bancshares (SBSI) holds $8.8B in total assets, up 5.5% year over year.
How much debt does Southside Bancshares have?: Southside Bancshares carries $538.2M in total debt against $854.9M of shareholders' equity, a debt-to-equity ratio of 0.63.
How much cash does Southside Bancshares have?: Southside Bancshares holds $387.5M in cash and equivalents.
Where does Southside Bancshares's balance sheet data come from?: Every line is extracted from Southside Bancshares's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.