Southside Bancshares SBSI Loan modifications made to borrowers experiencing financial difficulty

Loan modifications made to borrowers experiencing financial difficulty at other companies

OceanFirst FinancialOCFC

$20.5M-42.9%

Capital City Bank GroupCCBG

$2M—

Simmons First NationalSFNC

0.3—

Granite Point Mortgage TrustGPMT

1+33.3%

Equitable HoldingsEQH

2—

Dime Community Bancshares DCOM

$94.6M+4.4%

Other financials

Income statement

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Revenue$70.3M+9.7%

Net income$23.3M+8.1%

EPS (diluted)$0.78+9.9%

Balance sheet

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Cash & equivalents$387.5M-10.1%

Total debt$538.2M-31.0%

Total equity$854.9M+4.7%

Total assets$8.8B+5.5%

Cash flow

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Operating cash flow$49.0M+105%

CapEx$4.0M+67.3%

Free cash flow$45.0M+109%

Valuation

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Market cap$1.04B+23.7%

Enterprise value$1.19B+0.2%

P/E14.6×+5.1×

P/S4.3×+1.0×

Profitability

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Net margin29.2%-5.0pp

FCF margin40.7%—

Returns & leverage

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Return on equity8.5%-2.5pp

Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestModifiedAccumulated.

The official record: Southside Bancshares’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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What is Southside Bancshares's loan modifications made to borrowers experiencing financial difficulty?: Southside Bancshares (SBSI) reported loan modifications made to borrowers experiencing financial difficulty of $4M in Q1 2026.