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Southside Bancshares SBSI Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$14.17B-0.5%
Bank of America logo
Bank of AmericaBAC
$532.05B+1.6%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$365.71B-3.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$10.58B+9.4%
Shore Bancshares logo
Shore BancsharesSHBI
$1.57B+0.2%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$70.3M+9.7%
Net income$23.3M+8.1%
EPS (diluted)$0.78+9.9%

Balance sheet

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Cash & equivalents$387.5M-10.1%
Total debt$538.2M-31.0%
Total equity$854.9M+4.7%
Total assets$8.8B+5.5%

Cash flow

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Operating cash flow$49.0M+105%
CapEx$4.0M+67.3%
Free cash flow$45.0M+109%

Valuation

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Market cap$1.04B+22.9%
Enterprise value$1.19B-0.4%
P/E14.6×+5.1×
P/S4.3×+1.0×

Profitability

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Net margin29.2%-5.0pp
FCF margin40.7%

Returns & leverage

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Return on equity8.5%-2.5pp
Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Southside Bancshares’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southside Bancshares's noninterest-bearing deposits?
Southside Bancshares (SBSI) reported noninterest-bearing deposits of $1.37B in Q1 2026.
How has Southside Bancshares's noninterest-bearing deposits changed year-over-year?
Southside Bancshares's noninterest-bearing deposits decreased by 0.4% year-over-year, from $1.38B to $1.37B.
What is the long-term trend for Southside Bancshares's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Southside Bancshares's noninterest-bearing deposits has grown at a 1.1% compound annual growth rate (CAGR), from $1.35B to $1.43B.
What does noninterest-bearing deposits mean?
This represents customer deposit accounts that do not pay interest, typically consisting of demand deposit accounts used for transaction purposes. These deposits are a low-cost source of funding for the bank's lending activities. A higher proportion of these deposits generally improves the bank's net interest margin by reducing overall funding costs.