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Southside Bancshares SBSI Ratios & Valuation

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin29.2%0.0pp29.2%+0.1pp29.2%-3.8pp32.9%-1.3pp34.2%-0.1pp
Free cash flow margin40.7%+8.8pp31.8%-6.7pp38.6%
Returns
Return on equity8.5%+0.2pp8.3%-0.2pp8.5%-2.1pp10.6%-0.4pp11%-0.1pp
Return on assets0.8%0.0pp0.8%0.0pp0.8%-0.2pp1%0.0pp1.1%0.0pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.6×0.0×0.6×+0.1×0.5×-0.3×0.8×-0.1×-0.2×
Debt-to-assets0.1×0.0×0.1×0.0×0.0×0.1×0.0×0.1×0.0×
Per Share
Book value per share$28.66$27.70+4.0%$26.63-0.6%$26.79
Valuation
Market capitalization$1.04B+23.7%$913.71M+7.5%$849.76M-3.2%$877.72M-0.3%$880.65M-8.5%
Enterprise value$1.19B+0.2%$1.05B+31.4%$798.73M-31.5%$1.17B-5.1%$1.23B-14.4%
Price / earnings14.6×+5.1×13.2×+1.1×12.1×+1.9×10.3×+0.3×10×-0.9×
Price / sales4.3×+1.0×3.9×+0.3×3.5×+0.2×3.4×0.0×3.4×-0.3×
Price / book1.2×+0.2×1.1×+0.1×-0.1×1.1×0.0×1.1×-0.1×
EV / sales4.9×+0.3×4.4×+1.1×3.3×-1.2×4.5×-0.3×4.7×-0.8×
Free cash flow yield9.5%8.3%-2.6pp10.9%
Earnings yield6.8%-3.7pp7.6%-0.7pp8.2%-1.5pp9.8%-0.3pp10%+0.9pp
Dividend yield4.1%-1.0pp4.7%-0.4pp5.1%+0.2pp5%0.0pp5%+0.4pp

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Questions, answered.

Where do Southside Bancshares's ratios come from?
Every ratio is computed from Southside Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.