Where do Southside Bancshares's ratios come from?

Every ratio is computed from Southside Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	29.2%-5.1pp	34.3%-0.2pp	34.6%-6.9pp	41.5%-6.0pp
Free cash flow margin	31.8%—	——	——	85.8%+23.9pp
Returns
Return on equity	8.3%-2.8pp	11.2%-0.2pp	11.4%-1.3pp	12.7%0.0pp
Return on assets	0.8%-0.2pp	1.1%0.0pp	1.1%-0.3pp	1.4%-0.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.6×-0.5×	1.1×+0.6×	0.5×+0.1×	0.4×-0.1×
Debt-to-assets	0.1×0.0×	0.1×+0.1×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.05B+23.7%	$962.6M+1.7%	$946.96M-18.0%	$1.16B-14.4%
Enterprise value	$1.2B+0.2%	$1.44B+86.6%	$769.95M-40.1%	$1.29B-22.9%
Price / earnings	14.7×+5.2×	10.9×0.0×	10.9×-0.1×	11×-0.9×
Price / sales	4.3×+1.0×	3.7×0.0×	3.8×-0.8×	4.6×-1.1×
Price / book	1.2×+0.2×	1.2×0.0×	1.2×-0.3×	1.5×+0.1×
EV / sales	4.9×+0.3×	5.6×+2.5×	3.1×-2.0×	5.1×-1.9×
Free cash flow yield	9.5%—	——	——	18.8%+7.9pp
Earnings yield	6.8%-3.7pp	9.2%0.0pp	9.2%+0.1pp	9.1%+0.7pp
Dividend yield	4.1%-1.0pp	4.5%-0.1pp	4.6%+0.7pp	3.9%+0.6pp

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Where do Southside Bancshares's ratios come from?: Every ratio is computed from Southside Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.