Sezzle SEZL Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Operating margin | 39.3%+8.9pp | 30.3%+16.4pp | 13.9%— | —— | |
| Net margin | 29.6%+0.6pp | 29%+24.5pp | 4.5%+35.3pp | -30.8%+34.6pp | |
| EBITDA margin | 39.6%+8.9pp | 30.7%+16.2pp | 14.5%+37.7pp | -23.3%+35.9pp | |
| Free cash flow margin | 46.5%-1.7pp | 48.2%+64.3pp | -16.2%— | —— | |
| Returns | |||||
| Return on equity | 103.3%-39.5pp | 142.9%+97.0pp | 45.9%+212pp | -166.1%-12.3pp | |
| Return on assets | 38.1%+7.4pp | 30.7%+27.0pp | 3.7%+23.2pp | -19.6%+18.3pp | |
| Return on invested capital | 236.6%— | —— | —— | —— | |
| Efficiency | |||||
| Asset turnover | 1.3×+0.2× | 1.1×+0.2× | 0.8×+0.2× | 0.6×+0.1× | |
| Liquidity | |||||
| Current ratio | 3.9×+1.5× | 2.4×+1.3× | 1.1×-0.6× | 1.7×-0.3× | |
| Quick ratio | 3.9×+1.5× | 2.4×+1.3× | 1.1×-0.6× | 1.7×-0.3× | |
| Cash ratio | 0.7×0.0× | 0.7×+0.3× | 0.4×-0.3× | 0.7×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0.1×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.4×+0.5× | -0.9×+2.0× | -2.9×— | —— | |
| Interest coverage | 12.6×+6.6× | 6×+4.6× | 1.4×+4.9× | -3.5×+9.5× | |
| Per Share | |||||
| Book value per share | $4.75+94.1% | $2.45-37.1% | $3.89+140% | $1.62+761% | |
| Valuation | |||||
| Market capitalization | $2.17B+51.1% | $1.43B+1,127% | $116.91M— | —— | |
| Enterprise value | $2.1B+54.5% | $1.36B+2,593% | $50.58M— | —— | |
| Price / earnings | 16.3×-2.0× | 18.3×+1.8× | 16.5×— | —— | |
| Price / sales | 4.8×-0.5× | 5.3×+4.6× | 0.7×— | —— | |
| Price / book | 12.8×-3.6× | 16.3×+11.0× | 5.3×— | —— | |
| EV / EBITDA | 11.8×-4.6× | 16.4×+14.2× | 2.2×— | —— | |
| EV / sales | 4.7×-0.3× | 5×+4.7× | 0.3×— | —— | |
| Free cash flow yield | 9.7%+0.5pp | 9.1%+31.1pp | -22%— | —— | |
| Earnings yield | 6.1%+0.7pp | 5.5%-0.6pp | 6.1%— | —— | |
| PEG ratio | 0.2×+0.2× | 0×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Sezzle's ratios come from?
- Every ratio is computed from Sezzle's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.