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Southern First Bancshares SFST Loans held for sale activity

Loans held for sale activity at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$8B-15.8%
SouthState logo
SouthStateSSB
$537.89M-26.4%
Southside Bancshares logo
Southside BancsharesSBSI
$3.97M+69.8%
Shore Bancshares logo
Shore BancsharesSHBI
$41.38M+40.9%
Bank First Corporation logo
Bank First CorporationBFC
$63.77M+124%
Customers Bancorp logo
Customers BancorpCUBI
$171.42M-42.8%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's loans held for sale activity?
Southern First Bancshares (SFST) reported loans held for sale activity of $51.96M in Q1 2026.
How has Southern First Bancshares's loans held for sale activity changed year-over-year?
Southern First Bancshares's loans held for sale activity increased by 11.2% year-over-year, from $46.72M to $51.96M.
What is the long-term trend for Southern First Bancshares's loans held for sale activity?
Over 3 years (2021 to 2025), Southern First Bancshares's loans held for sale activity has grown at a -23.5% compound annual growth rate (CAGR), from $486.15M to $217.42M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.