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SouthState SSB Loans held for sale activity

Loans held for sale activity at other companies

Regions Financial logo
Regions FinancialRF
$1.97B+65.4%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$171M+25.7%
Old National Bancorp logo
Old National BancorpONB
$285.32M+46.8%
East-West Bancorp logo
East-West BancorpEWBC
$361K
Citizens Financial Group logo
Citizens Financial GroupCFG
$285M-14.2%
BOK Financial logo
BOK FinancialBOKF
$230.86M+44.5%

Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's loans held for sale activity?
SouthState (SSB) reported loans held for sale activity of $537.89M in Q1 2026.
How has SouthState's loans held for sale activity changed year-over-year?
SouthState's loans held for sale activity decreased by 26.4% year-over-year, from $730.66M to $537.89M.
What is the long-term trend for SouthState's loans held for sale activity?
Over 3 years (2021 to 2025), SouthState's loans held for sale activity has grown at a -11.6% compound annual growth rate (CAGR), from $3.05B to $2.1B.
What does loans held for sale activity mean?
The net cash movement from originating and selling loans to third parties.
How do you interpret loans held for sale activity?
High volume indicates active participation in secondary loan markets, which is a key revenue driver for mortgage-focused banks.
How does loans held for sale activity compare across companies?
Comparable to mortgage banking activity metrics at peer retail banks.